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Category: Palm Harbor Mortgage

At Fidelity Home Group, we are Palm Harbor FL Mortgage Experts We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Palm Harbor is located 22 miles north of downtown St. Petersburg and west of Tampa. It is a largely residential community with several concentrations of commerce. Downtown Palm Harbor, north of Tampa Road between U.S. Highway 19 Alternate and Omaha Street hosts many small shops and eateries along with a handful of historic buildings. U.S. Highway 19, a mile or two east of downtown, offers access to higher concentrations of commerce, with an array of national chain restaurants and retailers. One entrance to Innisbrook Resort and Golf Club, a nationally regarded golf course and home of the PGA’s Valspar Championship, is found on U.S. 19 just north of Alderman Road.

The Perks of Putting 20% Down on a Home

If you’re thinking of buying a home, you’re probably wondering what you need to save for your down payment. Is it 20% of the purchase price, or could you put down less? While there are lower down payment programs available that allow qualified buyers to put down as little as 3.5%, it’s important to understand the many perks that come with a 20% down payment. Here are four reasons why putting 20% down may be a great option if it works within your budget. 1. Your Interest Rate May Be Lower A 20% down payment vs. a 3-5% down payment shows your lender you’re more financially stable and not a large...

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Florida Mortgage | Why You Shouldn’t Sell Your House on Your Own

Florida Mortgage | Why You Shouldn’t Sell Your House on Your Own | There’s more to selling your house than putting up a For Sale sign. Let’s connect so you have an expert on your side when you’re ready to sell. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

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Florida Mortgage | Your House Could Be the Gift That Keeps Giving This Holiday Season

Florida Mortgage | Your House Could Be the Gift That Keeps Giving This Holiday Season. Many buyers are searching for a home right now, but there aren’t enough for sale. Let’s connect to start the process of selling your home this winter. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

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Florida Mortgage | Thinking of Buying or Selling a Home

Florida Mortgage | Thinking of Buying or Selling a Home | The latest information is available to help you confidently decide whether to buy or sell a home this winter. Let’s connect so you can get the latest digital copies. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany https://fidelit.ly/homebuyersguide

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Florida Mortgage | 4 Reasons To Sell Your House This Holiday Season

Florida Mortgage | 4 Reasons To Sell Your House This Holiday Season | There are clear benefits to selling your house sooner than later. Let’s connect to talk about ways to sell your house this holiday season. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany

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How To Think Strategically as a Buyer in Today’s Market

The game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. Chess requires you to plan and think about your strategy from the very beginning of the game. The homebuying process, like chess, requires strategy and planning. Here are a few things to keep in mind to ensure your plan is as strong as possible when you begin your home search. Pre-Approval: the Best Opening Play To Make as a Homebuyer It’s important to have a great opening play when you’re buying a home. And the best move you can make when you begin your home search is getting...

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Reasons To Hire a Real Estate Professional [INFOGRAPHIC]

Some Highlights Whether you’re buying or selling, there are many perks that come from working with a real estate advisor. Real estate professionals are experts at navigating all aspects of the buying and selling process, including negotiating on your behalf. We can also explain today’s market and break down what it means for you. Don’t go at it alone. Let’s connect today so you have advice and an expert to count on each step of the way. Content previously posted on Keeping Current Matters

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Why Now Is a Great Time To Sell Your House

As we near the end of the year, more homeowners are realizing the benefits of today’s sellers’ market. Record-breaking home price appreciation, growing equity, low inventory, and competitive mortgage rates are motivating homeowners to make a move that addresses their changing lifestyles. In fact, recent data from realtor.com shows a larger share of homeowners are planning to list their houses this winter. So, that means more homes are about to hit the market, which will lead to more choices for buyers too. According to George Ratiu, Manager of Economic Research at realtor.com: “The pandemic...

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Home Is Where the Heart Is More than Ever This Year

There’s no denying the financial benefits of homeownership, but what’s often overlooked are the feelings of gratitude, security, pride, and comfort we get from owning a home. This year, those emotions are stronger than ever. We’ve lived through a time that has truly changed our needs and who we are, and as a result, homeownership has a whole new meaning for many of us. According to the 2021 State of the American Homeowner report by Unison: “Last year, staying home became a necessity and that caused many homeowners to have renewed gratitude for the roof over their head.” As a nation, we continue...

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