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Category: Palm Harbor Mortgage

At Fidelity Home Group, we are Palm Harbor FL Mortgage Experts We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Palm Harbor is located 22 miles north of downtown St. Petersburg and west of Tampa. It is a largely residential community with several concentrations of commerce. Downtown Palm Harbor, north of Tampa Road between U.S. Highway 19 Alternate and Omaha Street hosts many small shops and eateries along with a handful of historic buildings. U.S. Highway 19, a mile or two east of downtown, offers access to higher concentrations of commerce, with an array of national chain restaurants and retailers. One entrance to Innisbrook Resort and Golf Club, a nationally regarded golf course and home of the PGA’s Valspar Championship, is found on U.S. 19 just north of Alderman Road.

Mortgages for Self-Employed Borrowers!

Buying a home as a self-employed business owner in Florida can feel complicated, especially when proving your income with 12 or 24-months of Bank Statements. Asset qualifier loans offer a flexible path by allowing lenders to consider your assets in place of traditional income verification. This means your savings, investments, or other assets can help you qualify even if your business income varies. These loans can provide stability and confidence during the mortgage process, making homeownership more accessible for entrepreneurs like you. Learn more about how asset depletion programs...

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Self-Employed and getting a mortgage?

Are you self-employed and wondering how to qualify for a mortgage? ? Many lenders require traditional proof of income, but that’s tough if you don’t have a W-2. Here’s what you should know: • Bank statement loans let you use your business bank statements instead of tax returns to prove income. • These programs can require as little as 12 months of statements. • They suit freelancers, business owners, and anyone with fluctuating income. Florida residents can benefit from specialized mortgage options tailored for self-employed borrowers. Visit fidelityhomegroup.com or reach out softly to...

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Self-Employed Mortgages

Stressed about mortgage paperwork for your biz? You’re not alone. Self-employed homebuyers, discover loan options crafted for your unique income style—no traditional docs required! Unlock your dream home with programs designed for entrepreneurs. ? Link in profile #SelfEmployedMortgage #BusinessOwnerLoans #HomeBuyingTips #OrlandoMortgage #FidelityHomeGroup

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Florida’s population boom

Florida is growing fast — and that means more homes are being built to meet demand.? In 2024, Florida ranked second in the U.S. for new residential building permits, just behind Texas. More people are moving here because of the climate, jobs, and lifestyle — especially in areas like Orlando and other high-growth corridors. This surge means buyers have more options coming onto the market, from new subdivisions to condo developments along the coast. Whether you’re looking for a family home or a condo by the beach, the expanding supply can make your home search easier. Thinking...

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Florida homeowners are equity rich

? Nearly half of Florida homeowners are equity rich—owning at least 50% of their property’s value. Many more own their homes outright. This means a strong financial foundation and the ability to use that equity for home improvements or new investments. Whether you want to renovate or purchase your next property, leveraging your home’s equity can open doors in today’s market. ? #FloridaRealEstate #HomeEquity #InvestmentProperty #MortgageTips #RealEstateInvesting

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Refinance to save $$$

? Thinking about refinancing your home? See how Fidelity Home Group helps you cut monthly payments and save money. Whether it’s lowering your interest rate or adjusting your mortgage term, our mortgage experts personalize solutions that fit your needs. Start your journey with a free consultation. ? Link in profile #RefinanceFlorida #HomeLoans #MortgageHelp #FidelityHomeGroup #SaveMoney

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Fidelity Home Group | What You Need To Know about Down Payment Assistance Programs

Fidelity Home Group | What You Need To Know about Down Payment Assistance Programs. 31% of first-time buyers say saving for their down payment was the hardest part of the homebuying process. If that’s your biggest hurdle too, you should know down payment assistance programs could get you into a home sooner than you think. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips Data Sources https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-seller...

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When mortgage rates drop!

Mortgage rates got us dancing! Discover how different loan programs can make your homebuying smoother and more fun. Whether it’s condos, VA loans, or fix & flip financing — there’s a rhythm to every mortgage solution. Tap the link for your next move! ? Link in profile #MortgageRates #HomeLoans #FloridaRealEstate #NonWarrantableCondos#FixAndFlip

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