Buyers Have More Negotiation Power – Here’s How To Use It

Written by Palm Harbor FL Mortgage Syndicated User on April 1, 2025. Posted in Agent Value, Buying Tips, For Buyers, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

You may have heard there are more homes for sale right now. And while that’ll vary depending on the market, it means that overall, things are starting to lean in a more balanced direction. As that happens, some sellers are a bit more open to compromise. Here’s what that means for you.You may be regaining some negotiating power. That can translate into savings, perks, or even better terms on your purchase – if you know what levers to pull during negotiation.Why an Agent Is an Essential Part of the Negotiation ProcessThe complicated part is knowing what is and isn’t on the table. That’s where...

The Best Week To List Your House Is Almost Here – Are You Ready?

Written by Palm Harbor FL Mortgage Syndicated User on April 1, 2025. Posted in Agent Value, For Sellers, Palm Harbor FL Mortgage, Palm Harbor Mortgage, Selling Tips.

If selling your house is on your to-do list this year, the time to start prepping is now. That’s because experts say the best week to list your house is coming up fast.A recent Realtor.com study analyzed years of housing market trends (excluding 2020 since it was an outlier) and found that April 13–19 is expected to be the ideal window to put your house on the market this year:“. . . we’ve identified April 13-19 as the best week to list for sellers . . . a seller listing a well-priced, move-in ready home is likely to find success. Because spring is generally the high season for real estate...

Your Roadmap to Homeownership

Written by Palm Harbor FL Mortgage Syndicated User on April 1, 2025. Posted in Agent Value, Buying Tips, First-Time Buyers, For Buyers, Infographics, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

Some HighlightsBuying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference. ?From building your dream team to getting pre-approved, house hunting, and signing the papers on closing day – each milestone is an achievement. Your journey starts here. Connect with an agent so you have help every step along the way.?

The Secret To Selling? Using an Agent To Get Your House Noticed

Written by Palm Harbor FL Mortgage Syndicated User on February 1, 2025. Posted in Agent Value, For Sellers, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

In a recent survey, the National Association of Realtors (NAR) asked sellers what they want most from a real estate agent. The number one answer was to help market their house.It makes sense. The way your agent markets your house can be the difference between whether or not it stands out and gets attention from buyers. That’s why it’s so important to work with an expert local agent that knows what they’re doing.According to that same report from NAR, here are some of the most common methods real estate agents use to market homes, and how you benefit when your agent uses them...

How Home Equity Can Help Fuel Your Retirement

Written by Palm Harbor FL Mortgage Syndicated User on February 1, 2025. Posted in Agent Value, Home Prices, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

If retirement is on the horizon, now’s the time to start thinking about your next chapter. And you probably want to make sure you’re set up to feel comfortable financially to live the life you want in retirement.What you may not realize is you likely have a hidden goldmine of cash you’re not thinking about — and that’s your home. Data from the Federal Housing Finance Agency (FHFA) shows that home values have gone up nearly 60% over the last 5 years alone (see graph below):And that appreciation gave your net worth a big boost. According to Freddie Mac, over the same five-year period:“...

Why More Sellers Are Hiring a Real Estate Agent

Written by Palm Harbor FL Mortgage Syndicated User on January 1, 2025. Posted in Agent Value, For Sellers, Infographics, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

Some HighlightsMore homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side.Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache.Selling without a pro isn’t worth the hassle. Connect with an agent to see if you’d work well together.

Don’t Miss Out on the Growing Number of Down Payment Assistance Programs

Written by Palm Harbor FL Mortgage Syndicated User on December 1, 2024. Posted in Agent Value, Buying Tips, For Buyers, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

With rising home prices and volatile mortgage rates, it’s important you know about every resource that could help make buying a home possible. And one thing you’ll want to be aware of is just how much the number of down payment assistance (DPA) programs has grown lately. Take a look at the graph below to see how many new programs have been added in the last year, according to data from Down Payment Resource:More Programs, More Opportunities for YouSo, what does this increase mean for you? With more programs available, there’s a higher likelihood that one of them could help you reach your...

What’s Behind Today’s Mortgage Rate Volatility?

Written by Palm Harbor FL Mortgage Syndicated User on December 1, 2024. Posted in Agent Value, Economy, Mortgage Rates, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the major reasons why we’re seeing so much volatility, and what it means for you.The Market’s Reaction to the ElectionA significant factor causing fluctuations in mortgage rates is the general reaction to the political landscape. Election seasons often bring uncertainty to financial markets, and this one is no different. Markets tend to respond not only to who...

How Real Estate Agents Take the Fear Out of Moving

Written by Palm Harbor FL Mortgage Syndicated User on November 1, 2024. Posted in Agent Value, For Buyers, For Sellers, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

Feeling a bit unsure, or even afraid, to move with everything going on right now? The decision to move shouldn’t be scary, it should be exciting. And the best way to eliminate any fear is to work with a pro. Real estate agents are so much more than just transaction facilitators; they’re trusted guides to help you navigate the complexities of the housing market with confidence and ease. And a great agent can turn what may feel like a daunting process into a manageable—and even enjoyable—experience.That’s why, in a Bright MLS survey, respondents agreed partnering with an agent is essential...

Avoid These Top Homebuyer Mistakes in Today’s Market

Written by Palm Harbor FL Mortgage Syndicated User on November 1, 2024. Posted in Agent Value, For Buyers, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

No one likes making mistakes, especially when they happen in what’s likely the biggest transaction of your life – buying a home.That’s why partnering with a trusted agent is so important. Here’s a sneak peek at the most common missteps buyers are making in today’s market and how a great agent will help you steer clear of each one.Trying To Time the MarketMany buyers are trying to time the market by waiting for home prices or mortgage rates to drop. This can be a really risky strategy because there’s so much at play that can have an impact on those things. As Elijah de la Campa, Senior...

Category: Agent Value