Is the Housing Market Going To Crash? Here’s What Experts Say

Written by Palm Harbor FL Mortgage Syndicated User on November 1, 2025. Posted in Economy, For Buyers, For Sellers, Forecasts, Home Prices, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

If you’ve seen headlines or social posts calling for a housing crash, it’s easy to wonder if home values are about to take a hit. But here’s the simple truth.The data doesn’t point to a crash. It points to slow, continued growth.And sure, it’s going to vary by local area. Some markets will see prices rise more than others. And some may even see small, short-term declines. But the big picture is: home prices are expected to rise nationally, not fall, over the next 5 years.The Real Story Is in the Expert ForecastsIn the Home Price Expectations Survey (HPES) from Fannie Mae, each quarter over...

What a Fed Rate Cut Could Mean for Mortgage Rates

Written by Palm Harbor FL Mortgage Syndicated User on October 1, 2025. Posted in Affordability, Economy, For Buyers, Mortgage Rates, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? Let’s clear up the confusion.The Fed Doesn’t Directly Set Mortgage RatesRight now, all eyes are on the Fed. Most economists expect they’ll cut the Federal Funds Rate at their mid-September meeting to try to head off a potential recession.According to the CME FedWatch Tool, markets are already betting on it. There’s virtually a 100% chance of a September cut. And based on what we know now, there’s about a 92% chance it’ll be a...

Mortgage Rates Just Saw Their Biggest Drop in a Year

Written by Palm Harbor FL Mortgage Syndicated User on October 1, 2025. Posted in Affordability, Economy, First-Time Buyers, For Buyers, Mortgage Rates, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way.On Friday, September 5th, the average 30-year fixed mortgage rate fell to the lowest level since October 2024. It was the biggest one-day decline in over a year.What Sparked the Drop?According to Mortgage News Daily, this was a reaction to the August jobs report, which came out weaker-than-expected for a second month in a row. That sent signals across the financial markets, and then mortgage rates came down as a result.Basically, we’re seeing signs the economy...

History Shows the Housing Market Always Recovers

Written by Palm Harbor FL Mortgage Syndicated User on September 1, 2025. Posted in Economy, For Sellers, Forecasts, Palm Harbor FL Mortgage, Palm Harbor Mortgage, Selling Tips.

Now that the market is slowing down, homeowners who haven’t sold at the price they were hoping for are increasingly pulling their homes off the market. According to the latest data from Realtor.com, the number of homeowners taking their homes off the market is up 38% since the start of this year and 48% since the same time last June. For every 100 new listings in June, about 21 homes were taken off the market.And if you’ve made that same choice, you’re probably frustrated things didn’t go the way you wanted. It’s hard when you feel like the market isn’t working with you. But while slowdowns...

Think It’s Better To Wait for a Recession Before You Move? Think Again.

Written by Palm Harbor FL Mortgage Syndicated User on July 1, 2025. Posted in Economy, For Buyers, For Sellers, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty.But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com:“In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a...

Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row

Written by Palm Harbor FL Mortgage Syndicated User on June 1, 2025. Posted in Economy, Infographics, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

Some HighlightsIn a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now.That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty.If you’ve been trying to decide if it makes sense to buy a home today, connect with an agent to talk about the programs that can help you become a homeowner.

What an Economic Slowdown Could Mean for the Housing Market

Written by Palm Harbor FL Mortgage Syndicated User on May 1, 2025. Posted in Economy, For Buyers, Home Prices, Mortgage Rates, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

Talk about the economy is all over the news, and the odds of a recession are rising this year. That’s leaving a lot of people wondering what it means for the value of their home – and their buying power.Let’s take a look at some historical data to show what’s happened in the housing market during each recession, going all the way back to the 1980s. The facts may surprise you.A Recession Doesn’t Mean Home Prices Will FallMany people think that if a recession hits, home prices will fall like they did in 2008. But that was an exception, not the rule. It was the only time the market saw such a...

Why Today’s Foreclosure Numbers Aren’t a Warning Sign

Written by Palm Harbor FL Mortgage Syndicated User on May 1, 2025. Posted in Economy, Foreclosures, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market. Some people are even questioning whether more homeowners will struggle to make their mortgage payments, ultimately leading to a wave of foreclosures. And recent data showing foreclosure filings have increased is only feeding into this fear. But don’t let that scare you.If you put the latest data into context, it’s clear there’s no reason to think this is a repeat of the last housing crash.This Isn’t Like 2008While it’s true that foreclosure filings ticked up in...

Is It Time To Put Your House Back on the Market?

Written by Palm Harbor FL Mortgage Syndicated User on April 1, 2025. Posted in Economy, For Sellers, Palm Harbor FL Mortgage, Palm Harbor Mortgage, Selling Tips.

If you took your house off the market in late 2024, you’re not the only one. Newsweek reports that data from CoreLogic and the Wall Street Journal (WSJ) says nearly 73,000 homes were pulled from the market in December alone – that’s more than any other December going all the way back to 2017 (see graph below):Whether it was because offers weren’t coming in, the timing around the holidays felt overwhelming, or they wanted to see if the market would improve in the new year – a lot of other homeowners decided to press pause, too.But now, with spring fast approaching, it’s time to...

Investors Are Not Buying Up All the Homes

Written by Palm Harbor FL Mortgage Syndicated User on December 1, 2024. Posted in Economy, For Buyers, Infographics, Palm Harbor FL Mortgage, Palm Harbor Mortgage.

Some HighlightsThere’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.?Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street.No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.?

Category: Economy